For a mortgage to be approved, most lenders require a homeowner’s insurance policy that covers structural and content fire damage. Usually, such policies protect both the dwelling and the contents the insured keeps inside the house. Fire insurance is generally more expensive for homes located in wildfire prone areas, but certain risk mitigating factors …

  You can use several methods to reduce your fire insurance premiums so that you can afford quality coverage. The installation of smoke detectors, burglar alarms, and deadbolt locks may mitigate risk for you and help you save on premiums. Saving money by underinsuring your property is never a good idea. In wildfire-prone regions, having …

  Incidents related to fire can cause havoc. Most homeowner policies usually cover fire damage, but those living in fire-prone regions should purchase an additional comprehensive fire policy to further protect their homes from disaster. Understanding coverage, exclusions, and limitations is key to finding the appropriate fire insurance policy. What are you waiting for? Select …